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FXFlat vs Pepperstone

Side-by-side comparison of regulation, trading costs, platforms, and account types for FXFlat and Pepperstone.

FXFlatTrust 8.7/10
BaFin

German BaFin-licensed broker founded in 1997 — one of the oldest fully-domestic Germany-regulated forex brokers still operating. Niche EU-only player with broad platform support including AgenaTrader and Interactive Brokers' TWS.

PepperstoneTrust 9.2/10
ASIC
FCA
CySEC
DFSA

Award-winning Australian broker, top choice for cTrader and algo traders. Razor account offers raw spreads with $7/lot commission. Multi-regulated across ASIC, FCA, CySEC, DFSA and BaFin. Important note: Pepperstone does not accept New Zealand retail clients (since 1 December 2017, when FMA derivatives issuer rules came into force - Pepperstone chose not to pursue an NZ-specific licence). New Zealand residents should consider BlackBull Markets, CMC Markets, or IG instead.

Quick verdict

  • Trust: Pepperstone has the higher trust score.
  • EUR/USD spread: Pepperstone is tighter on EUR/USD.

Side-by-side comparison

FeatureFXFlatPepperstone
Trust score8.79.2
RegulatorsBaFinASIC, FCA, CySEC, DFSA, BaFin, CMA, SCB
HeadquartersRatingen, Germany
Founded1997
Min deposit$200$200
Max leverage1:301:500
EUR/USD spread0.80 pips0.09 pips
Commission per lot$5$7
Raw spread account
Standard account
Swap-free account
cTrader
MT4
MT5
TradingView
Scalping allowed
EAs / algo allowed
Hedging allowed
Copy trading
Deposit methodsBank Wire, Credit/Debit Card, PayPal
Withdrawal methodsBank Wire
Withdrawal speed48h
Base currenciesUSD, EUR, GBP, CHF

FXFlat is best for

Algo traders
Day traders
Swing traders

Pepperstone is best for

Algo traders
Scalpers
cTrader users
AU and NZ residents