CFI Financial vs Trading 212
Side-by-side comparison of regulation, trading costs, platforms, and account types for CFI Financial and Trading 212.
Multi-region CFD broker with entities in Cyprus, UAE, Lebanon, Jordan, and previously Oman. Offers tight spreads on forex, indices, commodities, and equities through MT4/MT5 plus their proprietary platform. Important regulatory notes: on 18 September 2025, Oman's Financial Services Authority cancelled CFI Financial LLC's capital-market licence for AML/CFT breaches and out-of-scope activity. Earlier, in May 2022, the CySEC entity was fined EUR 150,000 for AML/CFT breaches. CFI's DFSA (Dubai), CySEC (Cyprus, post-fine), and other regional licences remain active per current public records, but the dual AML enforcement history is worth weighing. Existing clients should verify which entity holds their account.
UK-based commission-free broker offering Stocks, ISA, and CFD products through a clean proprietary app. One of the largest UK retail brokerages by client count, with interest paid on uninvested cash.
Quick verdict
- Trust: CFI Financial has the higher trust score.
- EUR/USD spread: CFI Financial is tighter on EUR/USD.
Side-by-side comparison
| Feature | CFI Financial | Trading 212 |
|---|---|---|
| Trust score | 8.4 | 8.3 |
| Regulators | FCA, CySEC, DFSA, JSC, FSA-Seychelles, FSC-Mauritius, CMA-Lebanon, VFSC | FCA, CySEC, BaFin, FSC-Bulgaria |
| Headquarters | Beirut, Lebanon | United Kingdom |
| Founded | 1998 | 2004 |
| Min deposit | $0.00 | $1 |
| Max leverage | 1:500 | 1:30 |
| EUR/USD spread | 0.50 pips | 1.20 pips |
| Commission per lot | $7 | $0.00 |
| Raw spread account | ||
| Standard account | ||
| Swap-free account | ||
| cTrader | ||
| MT4 | ||
| MT5 | ||
| TradingView | ||
| Scalping allowed | ||
| EAs / algo allowed | ||
| Hedging allowed | ||
| Copy trading | ||
| Deposit methods | Bank Wire, Credit/Debit Card, Skrill, Neteller | Bank Wire, Credit/Debit Card, Apple Pay, Google Pay |
| Withdrawal methods | Bank Wire, Credit/Debit Card, Skrill, Neteller | Bank Wire |
| Withdrawal speed | 24h | 24h |
| Base currencies | USD, EUR, GBP | USD, EUR, GBP, PLN, CZK, CHF |