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CFI Financial vs FXFlat

Side-by-side comparison of regulation, trading costs, platforms, and account types for CFI Financial and FXFlat.

CFI FinancialTrust 8.4/10
FCA
CySEC
DFSA
JSC

Multi-region CFD broker with entities in Cyprus, UAE, Lebanon, Jordan, and previously Oman. Offers tight spreads on forex, indices, commodities, and equities through MT4/MT5 plus their proprietary platform. Important regulatory notes: on 18 September 2025, Oman's Financial Services Authority cancelled CFI Financial LLC's capital-market licence for AML/CFT breaches and out-of-scope activity. Earlier, in May 2022, the CySEC entity was fined EUR 150,000 for AML/CFT breaches. CFI's DFSA (Dubai), CySEC (Cyprus, post-fine), and other regional licences remain active per current public records, but the dual AML enforcement history is worth weighing. Existing clients should verify which entity holds their account.

FXFlatTrust 8.7/10
BaFin

German BaFin-licensed broker founded in 1997 — one of the oldest fully-domestic Germany-regulated forex brokers still operating. Niche EU-only player with broad platform support including AgenaTrader and Interactive Brokers' TWS.

Quick verdict

  • Trust: FXFlat has the higher trust score.
  • EUR/USD spread: CFI Financial is tighter on EUR/USD.

Side-by-side comparison

FeatureCFI FinancialFXFlat
Trust score8.48.7
RegulatorsFCA, CySEC, DFSA, JSC, FSA-Seychelles, FSC-Mauritius, CMA-Lebanon, VFSCBaFin
HeadquartersBeirut, LebanonRatingen, Germany
Founded19981997
Min deposit$0.00$200
Max leverage1:5001:30
EUR/USD spread0.50 pips0.80 pips
Commission per lot$7$5
Raw spread account
Standard account
Swap-free account
cTrader
MT4
MT5
TradingView
Scalping allowed
EAs / algo allowed
Hedging allowed
Copy trading
Deposit methodsBank Wire, Credit/Debit Card, Skrill, NetellerBank Wire, Credit/Debit Card, PayPal
Withdrawal methodsBank Wire, Credit/Debit Card, Skrill, NetellerBank Wire
Withdrawal speed24h48h
Base currenciesUSD, EUR, GBPUSD, EUR, GBP, CHF

CFI Financial is best for

Day traders
Algo traders
Stock CFD traders

FXFlat is best for

Algo traders
Day traders
Swing traders