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Interactive Brokers vs Trading 212

Side-by-side comparison of regulation, trading costs, platforms, and account types for Interactive Brokers and Trading 212.

CFTC-NFA
FCA
ASIC
MAS

Nasdaq-listed institutional-grade broker with the broadest market access of any retail-accessible broker — 150+ markets across 33 countries. Trader Workstation is the industry yardstick for power users.

Trading 212Trust 8.3/10
FCA
CySEC
BaFin
FSC-Bulgaria

UK-based commission-free broker offering Stocks, ISA, and CFD products through a clean proprietary app. One of the largest UK retail brokerages by client count, with interest paid on uninvested cash.

Quick verdict

  • Trust: Interactive Brokers has the higher trust score.
  • EUR/USD spread: Interactive Brokers is tighter on EUR/USD.

Side-by-side comparison

FeatureInteractive BrokersTrading 212
Trust score8.98.3
RegulatorsCFTC-NFA, FCA, ASIC, MAS, IIROC, FMA-NZ, CySECFCA, CySEC, BaFin, FSC-Bulgaria
HeadquartersUnited StatesUnited Kingdom
Founded19782004
Min deposit$0.00$1
Max leverage1:501:30
EUR/USD spread0.20 pips1.20 pips
Commission per lot$4$0.00
Raw spread account
Standard account
Swap-free account
cTrader
MT4
MT5
TradingView
Scalping allowed
EAs / algo allowed
Hedging allowed
Copy trading
Deposit methodsBank Wire, ACHBank Wire, Credit/Debit Card, Apple Pay, Google Pay
Withdrawal methodsBank Wire, ACHBank Wire
Withdrawal speed48h24h
Base currenciesUSD, EUR, GBP, AUD, NZD, JPY, CAD, CHF, HKD, SGDUSD, EUR, GBP, PLN, CZK, CHF

Interactive Brokers is best for

High-volume traders
Algo traders
Stock CFD traders

Trading 212 is best for

Beginners
Stock CFD traders
Swing traders